Last updated: March 2026
This software is provided AS IS, without warranty of any kind, express or implied, including but not limited to the warranties of merchantability, fitness for a particular purpose, and noninfringement. The entire risk as to the quality and performance of the software is with you.
Ledger Starter is a bookkeeping tool, not a substitute for professional accounting, tax, or legal advice. The software is designed to help you organize your financial records, but it does not provide professional financial services.
Tax calculations are approximate estimates using simplified models. They may not account for all deductions, credits, exemptions, or state-specific rules that apply to your situation. Federal tax uses standard bracket rates without considering itemized deductions, filing status adjustments, or tax credits. State tax uses simplified flat or bracket rates. Self-employment tax uses the standard 15.3% rate with the standard deduction.
Consult a qualified tax professional before making tax payments or filing tax returns based on estimates from this software.
AI-generated narratives, categorization suggestions, and financial summaries are informational only and do not constitute financial, tax, or legal advice. AI outputs may contain errors or omissions. Always review AI suggestions before accepting them.
Ledger Starter is released under the MIT License. You are free to use, modify, and distribute the software subject to the terms of that license. The MIT License includes standard disclaimers of warranty and limitation of liability.
In no event shall the authors or copyright holders be liable for any claim, damages, or other liability, whether in an action of contract, tort, or otherwise, arising from, out of, or in connection with the software or the use or other dealings in the software. This includes but is not limited to any financial losses, tax penalties, or other damages resulting from reliance on the software's calculations or outputs.